Visa Direct & Mastercard MoneySend

Acquired.com enables merchants to send funds directly to recipient's cards using Visa Direct and Mastercard MoneySend. This functionality supports uses cases such disbursements, remittance, and real-time payouts.

/payments/credit

To send funds to a card, submit a request into the /payments/credit endpoint.

Send funds to a card - create a card

To create a new card you must pass the full card details within the card object. Ensure that the relating customer_id that you want to store the card against is also passed in the request in the payment object, set the create_card parameter to true.

The previously created customer_id must have a valid first_name, last_name, dob and billing address as these fields are required by the card schemes.

Request:

{
  "transaction": {
    "order_id": "1f1f2a61-5b68-4725-a0ce-9560514ec00b",
    "amount": 15.02,
    "currency": "gbp"
  },
  "payment": {
    "card": {
      "holder_name": "E Johnson",
      "number": "4000011180138710",
      "expiry_month": 10,
      "expiry_year": 26,
      "cvv": "123"
    },
    "create_card": true,
    "reference": "Custom Ref 001"
  },
  "customer": {
   "customer_id": "5b18a0c0-05de-dfe3-6309-cc703723b0bf"
  }
 }

The card_id will then be returned in the response. For future payouts with Visa Direct and Mastercard MoneySend, this card_id can then be passed without the full card details and the payout would be processed.

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Note

If the transaction has been declined, we will not create a card_id.

Send funds to card - without creating a card

To send funds to a card without creating a card record, set the create_card parameter to false. If you have not previously created a customer record you will need to pass all of the required customer details within the customer object.

Request

{
  "transaction": {
    "order_id": "1f1f2a61-5b68-4725-a0ce-9560514ec00b",
    "amount": 15.02,
    "currency": "gbp"
  },
  "payment": {
    "card": {
      "holder_name": "E Johnson",
      "number": "4000011180138710",
      "expiry_month": 10,
      "expiry_year": 26,
      "cvv": "123"
    },
    "create_card": false,
    "reference": "Custom Ref 001"
  },
  "customer": {
    "reference": "customer_number_00001",
    "first_name": "Edward",
    "last_name": "Johnson",
    "dob": "1988-10-03",
    "billing": {
      "address": {
        "line_1": "152 Aldgate Drive",
        "line_2": "",
        "city": "London",
        "state": "",
        "postcode": "E1 7RT",
        "country_code": "GB"
      }
    }
  }
}