AVS/CVV Rules

Overview

Address Verification System (AVS) and Card Verification Value (CVV) checks are essential fraud prevention tools that help merchants verify whether a cardholder is legitimate. Acquired provides built-in logic to automatically reject transactions where AVS or CVV checks return a Not Matched result. This feature helps reduce potential fraudulent transactions without requiring merchants to manually implement additional logic in their integration.

How It Works

When a merchant processes a card transaction, Acquired will:

  • Check the AVS and CVV outcomes returned by the acquiring bank.
  • Compare the outcomes against the merchants configured AVS and CVV rules.
  • If a rule that results in a reject action is met, automatically submit a void request to the acquirer to cancel the transaction.
  • If no rules are broken, proceed with the transaction as normal.
  • Return a blocked status to the merchant if a void occurs, specifying the reason as either avs_rule or cvv_rule.

Configuration

Acquired will configure AVS and CVV rejection rules for you, to get started please contact your Acquired.com Account Manager or raise a ticket through our Support Desk