Card Payments

Overview

Please conduct any tests in our testing environment with the following list of card_numbers when testing standard authorisation requests (non 3-D Secure).

You must set the exp_date value to anything in the future i.e. 062027 (unless you are trying to test an expired card) and you can enter any 3 digits for the CVV and we will return a response just like in production.

Card Payments

Test cards are separated into different schemes.

VISA test cards

"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"DEBIT","card_level":"STANDARD","issuing_country":"United Kingdom","issuing_country_iso2":"GB"}

"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"CREDIT","card_level":"STANDARD","issuing_country":"United Kingdom","issuing_country_iso2":"GB"}

Type	Card Number	Status	Reason	Description
Debit	4000011180138710	`success`	N/A	Payment successful.
Debit	4000016746394707	`declined`	`generic_decline`	Issuer returned a generic decline.
Debit	4000014423759144	`declined`	`closed_account`	Issuer could not locate the bank account associated with card number.
Debit	4000014001906836	`declined`	`suspected_fraud`	Issuer classified transaction as fraudulent.
Debit	4000016245503162	`blocked`	`bin_scheme`	The type of card used is not permitted on your account.
Debit	4000018128021809	`blocked`	`bin_country`	The country that issued the card is not permitted on your account.
Credit	4000046811673149	`success`	N/A	Payment successful.
Credit	4000049537297763	`declined`	`generic_decline`	Issuer returned a generic decline.
Credit	4000048235234631	`declined`	`closed_account`	Issuer could not locate the bank account associated with card number.
Credit	4000048404058480	`declined`	`suspected_fraud`	Issuer classified transaction as fraudulent.
Credit	4000040960044038	`blocked`	`bin_scheme`	The type of card used is not permitted on your account.
Credit	4000047574351956	`blocked`	`bin_country`	The country that issued the card is not permitted on your account.

Mastercard test cards

"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"DEBIT","card_level":"STANDARD","issuing_country":"United Kingdom","issuing_country_iso2":"GB"}

"bin":{"issuing_bank":"ACQUIRED.COM","card_category":"CREDIT","card_level":"STANDARD","issuing_country":"United Kingdom","issuing_country_iso2":"GB"}

Type	Card Number	Status	Reason	Description
Debit	5100019221455924	`success`	N/A	Payment successful.
Debit	5100011326788374	`declined`	`generic_decline`	Issuer returned a generic decline.
Debit	5100017672817360	`declined`	`closed_account`	Issuer could not locate the bank account associated with card number.
Debit	5100014089698020	`declined`	`suspected_fraud`	Issuer classified transaction as fraudulent.
Debit	5100012610568464	`declined`	`insufficient_funds`	The account did not have sufficient funds to cover the transaction amount at the time of the transaction – subsequent attempts at a later date may be successful.
Debit	5100012221459707	`blocked`	`bin_scheme`	The type of card used is not permitted on your account.
Debit	5100010090293272	`blocked`	`bin_country`	The country that issued the card is not permitted on your account.
Credit	5100047369001416	`success`	N/A	Payment successful.
Credit	5100041106364724	`declined`	`generic_decline`	Issuer returned a generic decline.
Credit	5100043840982340	`declined`	`closed_account`	Issuer could not locate the bank account associated with card number.
Credit	5100045761836272	`declined`	`suspected_fraud`	Issuer classified transaction as fraudulent.
Credit	5100046788959170	`declined`	`insufficient_funds`	The account did not have sufficient funds to cover the transaction amount at the time of the transaction – subsequent attempts at a later date may be successful.
Credit	5100049868120176	`blocked`	`bin_scheme`	The type of card used is not permitted on your account.
Credit	5100049453069648	`blocked`	`bin_country`	The country that issued the card is not permitted on your account.