EMV® 3-D Secure
The 3-D Secure process requires that merchants cater for various scenarios. We have our own 3DS emulator that allows testing to take place.
You must set the
exp_date value to anything in the future i.e. 062026 (unless you are trying to test an expired card) and you can enter any 3 digits for the
CVV and we will return a response just like in production.
You must test both the Frictionless Flow and the Challenge Flow . For this purpose, we have created two separate tables detailing the test cards.
|Visa||4000018525249219||Successful authentication and authorisation.|
|Visa||4000014070307353||The issuing bank does not have the confidence to approve the transaction at this time.|
|Visa||4000016387798026||The transaction is suspected to be fraudulent.|
|Visa||4000010308215921||The cardholder didn't complete the challenge.|
|Visa||4000017000141438||The session has expired due to a technical issue.|
|Mastercard||5100012222286836||Successful authentication and authorisation.|
|Mastercard||5100015757869124||The issuing bank does not have the confidence to approve the transaction at this time.|
|Mastercard||5100018950323188||The transaction is suspected to be fraudulent.|
|Mastercard||5100015317732432||The cardholder didn't complete the challenge.|
|Mastercard||5100013143030683||The session has expired due to a technical issue.|
When completing the challenge flow you will be redirected to our 3DS emulator, where you can select the status and reason that you want to test.
Updated 1 day ago